/* AdditionPilot source: assets/site.css */
:root{--ink:#132b35;--navy:#112b38;--navy2:#173d48;--teal:#176e63;--teal-dark:#0e594f;--mint:#d9f1e7;--mint2:#edf9f4;--coral:#ecb07f;--bg:#f8faf8;--muted:#596f76;--soft:#eef2ef;--border:#dae5df;--white:#fff;--shadow:0 18px 60px rgba(10,44,48,.09);--radius:18px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.65 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;-webkit-font-smoothing:antialiased}a{color:var(--teal);text-decoration:none}a:hover{text-decoration:underline}img,svg{max-width:100%;height:auto}button,input,select,textarea{font:inherit}button,a,input,select{touch-action:manipulation}button{cursor:pointer}h1,h2,h3,h4,p{margin-top:0}h1,h2,h3{line-height:1.15;letter-spacing:-.035em}h1{font-size:clamp(2.45rem,5vw,4.65rem);line-height:1.07}h2{font-size:clamp(1.85rem,3.2vw,3rem)}h3{font-size:1.28rem}small,.small{font-size:.85rem}p{max-width:76ch}hr{border:0;border-top:1px solid var(--border);margin:30px 0}.container{width:min(1192px,calc(100% - 44px));margin:auto}.skip-link{position:absolute;left:-10000px;top:auto}.skip-link:focus{left:15px;top:15px;z-index:99;background:white;padding:9px 15px;border-radius:7px}.microbar{background:#0d2431;color:#c6d9d9;font-size:.75rem;padding:7px;text-align:center;letter-spacing:.02em}.site-header{background:var(--white);position:sticky;top:0;z-index:80;border-bottom:1px solid #ecf1ed;box-shadow:0 2px 8px rgba(12,40,51,.025)}.nav-shell{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:76px}.brand{display:inline-flex;align-items:center;gap:10px;color:var(--navy);font-weight:850;letter-spacing:-.055em;font-size:1.44rem;white-space:nowrap}.brand:hover{text-decoration:none}.brand .brand-em{color:var(--teal)}.brand-mark{display:inline-flex;background:var(--navy);width:37px;height:37px;align-items:center;justify-content:center;border-radius:11px;color:white;transform:rotate(-5deg)}.brand-mark svg{width:23px;height:23px}.nav-menu{display:flex;align-items:center;gap:26px;font-size:.89rem;font-weight:650}.nav-menu>a:not(.btn){color:#334b53}.nav-menu>a:hover{color:var(--teal)}.nav-toggle{display:none;background:transparent;border:1px solid var(--border);border-radius:10px;width:44px;height:44px;color:var(--navy)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border-radius:11px;border:1px solid transparent;font-weight:750;padding:13px 21px;font-size:.9rem;line-height:1.25;transition:transform .17s,background .17s,color .17s,box-shadow .17s;text-align:center}.btn:hover{text-decoration:none;transform:translateY(-1px)}.btn-primary{background:var(--teal);color:#fff;box-shadow:0 8px 18px rgba(21,117,105,.16)}.btn-primary:hover{background:var(--teal-dark);color:#fff}.btn-dark{background:var(--navy);color:white}.btn-dark:hover{background:var(--navy2);color:white}.btn-outline{background:#fff;border-color:#cbdcd4;color:var(--ink)}.btn-outline:hover{background:var(--mint2)}.btn-light{background:#fff;color:var(--navy)}.btn-quiet{background:transparent;color:var(--teal);border:1px solid var(--border)}.btn:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,button:focus-visible{outline:3px solid #8dd3c1;outline-offset:2px}.tag{display:inline-flex;align-items:center;gap:8px;border-radius:999px;padding:7px 12px;font-size:.77rem;letter-spacing:.05em;text-transform:uppercase;font-weight:830}.tag-mint{background:#e0f5eb;color:#216e58}.tag-coral{background:#fbeadf;color:#90512e}.eyebrow{font-size:.78rem;font-weight:850;letter-spacing:.12em;text-transform:uppercase;color:var(--teal);margin-bottom:13px}.muted{color:var(--muted)}.lead{font-size:1.13rem;color:#4e6972;line-height:1.7;max-width:66ch}.hero{background:radial-gradient(circle at 75% 24%,#e4f3eb 0,#f8faf8 40%,#f7f8f4 80%);padding:70px 0 68px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:60px}.hero h1{margin:20px 0 22px;max-width:730px}.highlight{color:var(--teal)}.hero p{font-size:1.12rem;color:#52666b}.hero-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:28px}.trustbar{display:flex;gap:21px;align-items:center;flex-wrap:wrap;margin-top:27px;color:#597074;font-size:.83rem}.trustbar span:before{content:'✓';margin-right:6px;color:var(--teal);font-weight:900}.hero-art{position:relative}.hero-art img{width:100%;filter:drop-shadow(0 30px 42px rgba(10,51,53,.13))}.float-label{position:absolute;right:-18px;bottom:22px;background:white;border:1px solid var(--border);border-radius:13px;padding:13px 17px;box-shadow:var(--shadow);font-size:.83rem;font-weight:750;color:var(--navy)}.float-label strong{display:block;color:var(--teal);font-size:1.4rem;line-height:1.2}.stats-strip{border-top:1px solid #e3eae5;border-bottom:1px solid #e3eae5;background:white}.stats-grid{display:grid;grid-template-columns:repeat(3,1fr);padding:23px 0;gap:25px}.stat{border-right:1px solid var(--border);padding:0 18px;text-align:center}.stat:last-child{border:0}.stat strong{font-size:1.3rem;color:var(--navy);display:block;line-height:1.3}.stat span{color:var(--muted);font-size:.83rem}.section{padding:84px 0}.section.tight{padding:50px 0}.section-header{max-width:700px;margin-bottom:30px}.section-header p{color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.tool-card{position:relative;background:white;border:1px solid #dfe9e2;border-radius:20px;padding:28px;min-height:260px;transition:box-shadow .2s,transform .2s}.tool-card:hover{box-shadow:var(--shadow);transform:translateY(-3px)}.tool-card>a.cover{position:absolute;inset:0;z-index:1;border-radius:20px}.tool-card .card-icon{width:48px;height:48px;border-radius:13px;display:flex;align-items:center;justify-content:center;background:#e8f4ed;color:var(--teal);font-size:1.5rem;margin-bottom:21px}.tool-card h3{margin-bottom:9px;color:var(--ink)}.tool-card p{color:var(--muted);font-size:.93rem;line-height:1.55}.card-link{color:var(--teal);font-weight:750;font-size:.86rem}.section-dark{background:var(--navy);color:white;position:relative;overflow:hidden}.section-dark:before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 100% 0%,rgba(99,184,147,.17),transparent 45%),linear-gradient(135deg,transparent 30%,rgba(255,255,255,.03) 30% 30.2%,transparent 30.2% 65%,rgba(255,255,255,.03) 65% 65.2%,transparent 65.2%);pointer-events:none}.section-dark .container{position:relative}.section-dark .eyebrow{color:#91e7c5}.section-dark p{color:#c2d7d9}.how-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:34px;margin-top:35px}.how-num{width:44px;height:44px;border:1px solid #6fa9a1;color:#bfe4d7;border-radius:50%;display:flex;align-items:center;justify-content:center;margin-bottom:16px;font-weight:800}.how-grid h3{color:white}.cta-panel{display:flex;align-items:center;gap:40px;justify-content:space-between;background:#e4f4e9;border:1px solid #c8e7d8;border-radius:23px;padding:38px 44px}.cta-panel h2{font-size:clamp(1.65rem,3vw,2.3rem);margin:0 0 9px}.cta-panel p{color:#4f6a61;margin:0}.footer{background:#102833;color:#b3c8ca;padding:54px 0 20px}.footer a{color:#d3e3e1}.footer .brand{color:white}.footer-grid{display:grid;grid-template-columns:1.8fr 1fr 1fr 1fr;gap:40px}.footer h4{color:white;font-size:.92rem}.footer-links{display:flex;flex-direction:column;gap:9px;font-size:.88rem}.footer small{color:#9cabad}.footer-bottom{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;border-top:1px solid #37515a;margin-top:38px;padding-top:18px;font-size:.78rem}.page-hero{padding:54px 0 43px;background:linear-gradient(115deg,#f1f8f2,#f6faf7);border-bottom:1px solid var(--border)}.page-hero h1{font-size:clamp(2.1rem,4vw,3.55rem);margin:12px 0 16px;max-width:900px}.page-hero .lead{max-width:730px}.breadcrumbs{font-size:.77rem;color:#668078}.breadcrumbs a{color:#4d756d}.breadcrumbs span{margin:0 7px}.page-layout{display:grid;grid-template-columns:minmax(0,1.46fr) minmax(320px,1fr);gap:26px;align-items:start;margin:45px auto 65px}.panel{background:white;border:1px solid var(--border);border-radius:20px;padding:29px;box-shadow:0 10px 38px rgba(26,64,55,.035)}.panel h2{font-size:1.52rem;margin-bottom:10px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.form-section-title{font-size:.81rem;text-transform:uppercase;letter-spacing:.09em;color:var(--teal);font-weight:850;margin:26px 0 13px;border-top:1px solid var(--border);padding-top:21px}.field{display:flex;flex-direction:column;gap:5px}.field.full{grid-column:1/-1}.field label{font-size:.85rem;color:#283f45;font-weight:700}.field .hint{font-size:.73rem;color:#70858a;line-height:1.45}.field input,.field select{background:#fbfdfc;border:1px solid #cedbd5;border-radius:10px;padding:12px;color:var(--ink);width:100%;min-height:46px}.field input:hover,.field select:hover{border-color:#a6cbbb}.field input:focus,.field select:focus{background:#fff}.check-field{display:flex;gap:10px;align-items:flex-start;font-size:.86rem;padding:12px;background:#f5faf6;border-radius:10px}.check-field input{margin-top:4px;accent-color:var(--teal)}.form-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:27px}.result-panel{position:sticky;top:97px;background:var(--navy);color:white;border:1px solid var(--navy);box-shadow:0 22px 44px rgba(12,43,53,.17)}.result-panel h2{color:white;font-size:1.37rem}.result-panel p{color:#c2d9d7}.result-panel .eyebrow{color:#a4ddc9}.result-panel .result-number{font-size:clamp(1.7rem,3vw,2.4rem);font-weight:850;line-height:1.2;letter-spacing:-.05em;margin-top:7px;overflow-wrap:anywhere}.result-panel .number-sub{font-size:.83rem;color:#c1d8d7;margin-top:6px}.result-table{border-top:1px solid #3a626b;margin-top:21px;padding-top:18px}.result-row{display:flex;gap:12px;justify-content:space-between;padding:8px 0;border-bottom:1px solid rgba(255,255,255,.11);font-size:.83rem}.result-row span:first-child{color:#c4d7d7}.result-row strong{text-align:right}.result-actions{display:flex;gap:8px;flex-wrap:wrap;margin-top:19px}.result-actions .btn{padding:10px 12px;font-size:.78rem}.estimate-warn{margin-top:15px;font-size:.72rem;line-height:1.5;color:#b7d2d1}.bar-track{display:flex;width:100%;height:9px;background:#527079;border-radius:99px;overflow:hidden;margin:20px 0 3px}.bar-track span{display:block;height:100%}.bar-track .a{background:#83c8b4}.bar-track .b{background:#efbc8c}.bar-track .c{background:#b9d9cf}.calc-context{padding-bottom:62px}.calc-context .content-area{max-width:850px}.content-area h2{font-size:1.7rem;margin-top:32px}.content-area h3{font-size:1.23rem;margin-top:24px}.content-area p,.content-area li{color:#425960}.content-area ul,.content-area ol{padding-left:21px}.content-area li{margin-bottom:9px}.content-area table{border-collapse:collapse;width:100%;background:white;border-radius:10px;overflow:hidden;font-size:.9rem;margin:25px 0;display:table}.content-area th,.content-area td{padding:13px 14px;border-bottom:1px solid var(--border);text-align:left}.content-area th{background:#e8f3eb;color:#23483f}.content-area .source-note{font-size:.83rem;color:#64767b}.notice{border-left:4px solid var(--teal);padding:16px 18px;background:#edf7f2;border-radius:0 11px 11px 0;color:#315c53;margin:25px 0}.notice.coral{border-color:#d49659;background:#fff7ed}.faq-list details{padding:18px 0;border-bottom:1px solid var(--border)}.faq-list summary{list-style:none;cursor:pointer;font-weight:740;display:flex;justify-content:space-between;gap:15px}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:'+';font-size:1.3rem;color:var(--teal);line-height:1}.faq-list details[open] summary:after{content:'−'}.faq-list p{margin:13px 0 0;color:#566e72;font-size:.92rem}.article-wrap{display:grid;grid-template-columns:minmax(0,790px) 260px;gap:65px;align-items:start;padding:52px 0 95px}.article-wrap article{max-width:790px}.article-wrap aside{position:sticky;top:104px}.toc{background:white;border:1px solid var(--border);border-radius:15px;padding:20px}.toc h3{font-size:1rem;margin-bottom:12px}.toc a{display:block;font-size:.84rem;color:var(--muted);margin:9px 0}.tools-spot{display:grid;grid-template-columns:repeat(2,1fr);gap:17px}.source-list li{margin:8px 0}.mini-feature{display:flex;gap:14px;align-items:flex-start;margin-bottom:22px}.feature-number{background:#e3f5ec;color:#216e58;font-weight:800;width:32px;height:32px;display:flex;align-items:center;justify-content:center;border-radius:10px;flex-shrink:0}.compare-table{width:100%;border-collapse:collapse;margin-top:14px}.compare-table th,.compare-table td{padding:8px;border-bottom:1px solid var(--border);text-align:left}.compare-table input{width:100%;min-width:60px;padding:9px;border:1px solid var(--border);border-radius:8px;background:#fbfdfb}.compare-result{background:#e7f5ed;border:1px solid #b9dec6;border-radius:12px;padding:17px;margin-top:20px}.compare-result h3{margin:0 0 7px}.compare-result p{margin:0;color:#465d55}.pill-link{background:#edf5ee;color:#23584a;border-radius:99px;padding:6px 12px;font-weight:700;font-size:.78rem}.row-chips{display:flex;gap:9px;flex-wrap:wrap}.table-responsive{overflow-x:auto;-webkit-overflow-scrolling:touch}.transparency-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.legal{max-width:830px;padding:50px 0 80px}.legal h2{margin-top:30px;font-size:1.6rem}.legal p,.legal li{color:#435c61}.callout-inline{background:#fff7e9;border:1px solid #f2ddc2;border-radius:13px;padding:16px 18px;color:#775336;font-size:.88rem}.underlined{text-decoration:underline;text-underline-offset:3px}.page-error{text-align:center;padding:90px 0}.page-error h1{font-size:4rem}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:990px){.hero-grid{gap:23px}.nav-menu{gap:15px}.cards{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:repeat(2,1fr)}.article-wrap{grid-template-columns:1fr}.article-wrap aside{position:static}.page-layout{grid-template-columns:1fr}.result-panel{position:relative;top:auto}.float-label{right:0}}
@media(max-width:760px){.container{width:min(100% - 30px,1192px)}.microbar{font-size:.69rem}.nav-shell{min-height:67px}.nav-toggle{display:grid;place-items:center}.nav-menu{display:none;position:absolute;top:67px;left:0;right:0;background:white;border-bottom:1px solid var(--border);padding:20px 23px 24px;flex-direction:column;align-items:stretch;gap:14px;box-shadow:0 15px 25px rgba(10,50,40,.07)}.nav-menu.open{display:flex}.nav-menu a{padding:7px 5px}.hero{padding:44px 0 52px}.hero-grid{grid-template-columns:1fr;gap:15px}.hero-art{max-width:540px;margin:0 auto}.hero h1{font-size:clamp(2.4rem,10vw,3.8rem)}.float-label{right:8px;bottom:12px}.section{padding:62px 0}.how-grid{grid-template-columns:1fr;gap:18px}.stats-grid{gap:0}.stat{padding:0 8px}.stat strong{font-size:1rem}.stat span{font-size:.72rem}.cta-panel{display:block;padding:26px}.cta-panel .btn{margin-top:20px}.page-hero{padding:40px 0 35px}.panel{padding:21px}.footer-grid{grid-template-columns:repeat(2,1fr);gap:25px}.tools-spot{grid-template-columns:1fr}}
@media(max-width:520px){.cards{grid-template-columns:1fr}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.btn{padding:13px 16px}.hero-actions .btn{width:100%}.footer-grid{grid-template-columns:1fr}.page-layout{margin:22px auto 48px}.legal{padding:30px 0 60px}.transparency-grid{grid-template-columns:1fr}.result-panel .result-number{font-size:2rem}.form-actions .btn{width:100%}}
@media print{.microbar,.site-header,.footer,.page-hero,.result-actions,.form-actions,.cta-panel,.tools-spot,.nav-toggle{display:none!important}body{background:white;color:black}.container{width:100%}.page-layout{display:block;margin:0}.page-layout>.panel:first-child{display:none}.result-panel{background:#fff;color:black;border:1px solid #888;box-shadow:none;padding:22px;page-break-inside:avoid}.result-panel h2,.result-panel .result-number,.result-panel .eyebrow{color:black}.result-panel p,.result-panel .number-sub,.estimate-warn,.result-row span:first-child{color:#333}.result-row{border-color:#ddd}.calc-context{display:none}.result-table{border-color:#ddd}.result-row{border-color:#ddd}.bar-track{-webkit-print-color-adjust:exact;print-color-adjust:exact}.print-head{display:block!important}}
/* Form group headings and optional add-on checkboxes span the full field grid. */
.form-grid>.form-section-title,.form-grid>.check-field{grid-column:1/-1}

/* AdditionPilot 2026 upgrade: accessible homepage estimator + state content */
#calculator{scroll-margin-top:105px;background:#f0f7f3;}
.home-calculator{padding-top:76px;padding-bottom:82px;}
.home-calculator .page-layout{align-items:start;}
.home-calculator .panel{border:1px solid #d3e5dc;background:#fff;box-shadow:0 16px 38px rgba(17,43,56,.06);}
.home-calculator .result-panel{background:#173d48;color:#fff;position:sticky;top:105px;}
.home-calculator .result-panel h2,.home-calculator .result-panel h3{color:#fff;}
.home-calculator .result-panel .btn{white-space:normal;}
.state-highlight{background:#fff;padding-top:58px;padding-bottom:60px;}
.state-highlight p{max-width:720px;}
.state-chips{display:flex;flex-wrap:wrap;gap:12px;margin:24px 0 18px;}
.location-chip{display:inline-flex;align-items:center;gap:8px;background:#edf9f4;color:#105b50;border:1px solid #cee7da;border-radius:999px;padding:10px 17px;font-weight:650;font-size:.94rem;}
.location-chip:hover,.location-chip:focus-visible{background:#d9f1e7;text-decoration:none;}
.location-chip.all{background:#fff;}
.state-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;}
.state-card{background:white;border:1px solid #dce9df;border-radius:18px;padding:24px;min-height:164px;box-shadow:0 8px 28px rgba(10,44,48,.04);}
.state-card h3{margin-bottom:10px;font-size:1.22rem;}.state-card p{font-size:.94rem;color:#536d73;}
.article-wrap .content-area table{width:100%;}
@media(max-width:960px){.home-calculator .result-panel{position:static;}.state-grid{grid-template-columns:repeat(2,minmax(0,1fr));}}
@media(max-width:610px){.state-grid{grid-template-columns:1fr;}.home-calculator{padding-top:44px;}.state-highlight{padding-top:40px;padding-bottom:43px;}}

.cost-overview{background:#fff;}.cost-overview table{width:100%;border-collapse:collapse;background:#fff;}.cost-overview th,.cost-overview td{padding:16px;text-align:left;border-bottom:1px solid #deebe3;}.cost-overview thead{background:#f0f8f3;}.cost-overview th{color:#244b50;font-size:.92rem;}.cost-overview .table-responsive{border:1px solid #deebe3;border-radius:17px;overflow:auto;}
@media(max-width:670px){.cost-overview th,.cost-overview td{padding:12px 10px;min-width:110px;}}


/* AdditionPilot source: assets/wp-adapt.css */
/* Optional editable WordPress Primary navigation: preserves original responsive menu. */
.nav-menu .ap-menu{display:flex;align-items:center;gap:26px;list-style:none;margin:0;padding:0;}
.nav-menu .ap-menu a{color:#334b53;text-decoration:none;}
.nav-menu .ap-menu a:hover{color:var(--teal)}
@media(max-width:990px){.nav-menu .ap-menu{gap:15px}}
@media(max-width:760px){.nav-menu .ap-menu{display:flex;flex-direction:column;align-items:stretch;gap:14px}}
/* WordPress admin bar only affects logged-in editors. */
.admin-bar .site-header{top:32px}
@media(max-width:782px){.admin-bar .site-header{top:46px}}


/* AdditionPilot source: assets/modern.css */
/*
  AdditionPilot — Editorial Modern 2026 design layer.
  Added after base site.css; leaves every calculator formula and page URL untouched.
*/
:root {
  --ap-ink:#102832;
  --ap-forest:#08695e;
  --ap-forest-deep:#075347;
  --ap-sage:#eaf4ee;
  --ap-paper:#f7f9f7;
  --ap-line:#dce8e1;
  --ap-muted:#48636b;
  --ap-glow:0 24px 80px rgba(9,46,39,.095);
  --ap-font-display:"Avenir Next","Segoe UI Variable Display",ui-sans-serif,system-ui,sans-serif;
  --ap-font-body:"Avenir Next","Segoe UI Variable Text",ui-sans-serif,system-ui,sans-serif;
}
html{scroll-behavior:smooth}
body{background:var(--ap-paper);color:var(--ap-ink);font-family:var(--ap-font-body);font-size:16px;line-height:1.65;letter-spacing:-.008em}
h1,h2,h3,h4,.brand,.stat strong,.result-number{font-family:var(--ap-font-display);letter-spacing:-.045em}
h1,h2,h3{color:var(--ap-ink)}
h1{font-weight:800}
h2{font-weight:790}
h3{font-weight:760}
a{transition:color .18s ease}
.container{width:min(1232px,calc(100% - 64px))}
.microbar{background:#102d32;color:#cde3da;letter-spacing:.085em;font-weight:700;padding:8px 10px}
.site-header{background:rgba(255,255,255,.96);border-bottom:1px solid #e3ece5;box-shadow:0 10px 34px rgba(8,39,38,.045);-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px)}
.nav-shell{min-height:83px}
.brand{font-size:1.52rem;font-weight:850;letter-spacing:-.072em}
.brand-mark{background:linear-gradient(145deg,#0e514f,#163740);border-radius:13px;transform:rotate(-3deg);box-shadow:0 9px 22px rgba(8,59,54,.15)}
.nav-menu{gap:24px;letter-spacing:-.005em}
.nav-menu>a:not(.btn){font-weight:740;font-size:.88rem;color:#254149}
.nav-menu>a:not(.btn):hover{color:var(--ap-forest)}
.btn{border-radius:13px;padding:14px 23px;font-weight:790;letter-spacing:-.015em;min-height:46px}
.btn-primary{background:#096a5d;color:white;box-shadow:0 12px 26px rgba(8,106,93,.19)}
.btn-primary:hover{background:#085449;color:white;box-shadow:0 16px 34px rgba(8,106,93,.23)}
.btn-dark{background:#143e41;color:#fff}
.btn-outline{border:1px solid #bed3c7;color:#173c3f;background:rgba(255,255,255,.85)}
.btn-outline:hover{border-color:#72ac95;background:#f3faf5;color:#073d37}
a:focus-visible,button:focus-visible,.tool-card:focus-within,.field input:focus-visible,.field select:focus-visible{outline:3px solid #67bba6;outline-offset:4px}
.hero{padding:clamp(64px,7vw,106px) 0 92px;background:radial-gradient(ellipse at 72% 16%,rgba(208,236,220,.86),transparent 43%),radial-gradient(circle at 2% 100%,#eef5ee,transparent 47%),linear-gradient(120deg,#f9fbf8,#edf5ee 100%);border-bottom:1px solid #e0ece1}
.hero-grid{grid-template-columns:1.04fr .96fr;gap:clamp(36px,5.2vw,88px)}
.hero h1{font-size:clamp(3.15rem,5.5vw,5.8rem);line-height:1.045;letter-spacing:-.078em;margin:21px 0 28px;text-wrap:balance}
.hero .highlight{color:#0a796a;position:relative}
.hero p{font-size:clamp(1.05rem,1.45vw,1.22rem);color:#48636b;line-height:1.78;max-width:55ch}
.hero .tag{font-size:.73rem;letter-spacing:.092em}
.hero-actions{margin-top:32px;gap:13px}
.trustbar{margin-top:33px;gap:10px 15px;font-size:.77rem;font-weight:680}
.trustbar span{background:#fff;border:1px solid #dcebe1;padding:8px 12px;border-radius:999px;box-shadow:0 6px 22px rgba(11,48,39,.035)}
.trustbar span:before{color:#08775e}
.hero-art{isolation:isolate;position:relative}
.hero-art:before{content:"";position:absolute;inset:5% -5% -5% 6%;background:#c9e6d5;border-radius:36px;transform:rotate(4deg);z-index:-1}
.hero-art img{width:100%;aspect-ratio:4/3;object-fit:cover;object-position:center;border-radius:31px;box-shadow:0 32px 72px rgba(13,43,43,.17);filter:none}
.float-label{right:-12px;bottom:30px;padding:17px 22px;border:1px solid rgba(207,225,217,.9);border-radius:17px;box-shadow:0 19px 50px rgba(9,45,42,.13);color:#506c71;background:rgba(255,255,255,.97)}
.float-label strong{color:#096b5c;font-family:var(--ap-font-display);font-size:1.43rem;letter-spacing:-.04em}
.section{padding:clamp(65px,6.5vw,105px) 0}
.section-header{max-width:780px;margin-bottom:37px}
.section-header h2{font-size:clamp(2rem,3.3vw,3.25rem);line-height:1.12;text-wrap:balance}
.section-header p{font-size:1.04rem;line-height:1.7;color:#50676b}
.eyebrow{letter-spacing:.135em;color:#07695d;font-size:.73rem;font-weight:850}
.home-calculator{background:linear-gradient(145deg,#edf7f0 0%,#f6f9f5 67%,#edf6ed 100%);border-bottom:1px solid #dae8dc}
.home-calculator .section-header{max-width:860px}
.page-layout{gap:28px;align-items:start}
.panel{border:1px solid #dceae1;border-radius:24px;box-shadow:0 19px 54px rgba(22,66,53,.07);padding:clamp(24px,3vw,38px)}
.panel h2,.panel h3{letter-spacing:-.035em}
.field label{font-weight:760;color:#25434a}
.field .hint{color:#5e7779}
.field input,.field select{min-height:52px;border:1.5px solid #cbdcd3;border-radius:12px;background:#fdfefd;padding:13px 15px;box-shadow:0 1px 2px rgba(8,45,37,.025);transition:border-color .18s,box-shadow .18s,background .18s}
.field input:focus,.field select:focus{border-color:#0f9582;background:#fff;box-shadow:0 0 0 4px rgba(12,124,109,.12);outline:0}
.check-field{background:#f1f8f3;border:1px solid #e1eee6;border-radius:12px}
.form-section-title{font-family:var(--ap-font-display);color:#0b6358;font-size:.78rem}
.result-panel{background:linear-gradient(160deg,#173f43 0%,#102d39 100%);border:1px solid #17494b;border-radius:24px;color:white;box-shadow:0 27px 60px rgba(7,34,44,.20)}
.result-panel .result-number{font-weight:840;letter-spacing:-.06em}
.result-panel .eyebrow{color:#a9e8d2}
.result-panel .btn{border-radius:11px}
.home-calculator .result-panel{background:linear-gradient(155deg,#16544b,#102d38 82%)}
.stats-strip{background:#fff;border-block:1px solid #e0ebe3}
.stats-grid{padding:32px 0}
.stat strong{font-size:clamp(1.23rem,2vw,1.65rem);color:#163c41;font-weight:840}
.stat span{font-size:.83rem;color:#53696c}
.cards{gap:24px;align-items:stretch}
.tool-card{display:flex;flex-direction:column;min-width:0;min-height:398px;padding:28px;background:#fff;border:1px solid #dce8df;border-radius:24px;overflow:hidden;box-shadow:0 10px 32px rgba(9,50,44,.055);transition:transform .25s cubic-bezier(.2,.7,.2,1),box-shadow .25s ease,border-color .25s ease}
.tool-card:hover{transform:translateY(-5px);border-color:#b9d4c7;box-shadow:0 25px 64px rgba(8,56,48,.15)}
.tool-card>a.cover{z-index:2;border-radius:24px;outline-offset:-4px}
.ap-tool-card-photo{position:relative;flex-shrink:0;height:205px!important;overflow:hidden;border-radius:23px 23px 0 0!important;margin:-28px -28px 24px!important;background:#e5efe8!important}
.ap-tool-card-photo img{display:block;width:100%!important;height:100%!important;object-fit:cover!important;object-position:center!important;transition:transform .48s cubic-bezier(.2,.7,.2,1),filter .48s ease}
.tool-card:hover .ap-tool-card-photo img{transform:scale(1.045)}
.ap-tool-card-photo:after{content:"";position:absolute;inset:58% 0 0;pointer-events:none;background:linear-gradient(transparent,rgba(13,36,31,.09))}
.tool-card h3{font-size:clamp(1.15rem,1.5vw,1.37rem);line-height:1.27;font-weight:830;margin:0 0 12px;color:#122f38}
.tool-card p{font-size:.92rem;line-height:1.65;flex:1;color:#516b72;margin-bottom:19px}
.tool-card .card-link{display:inline-flex;align-items:center;align-self:flex-start;font-family:var(--ap-font-display);font-size:.85rem;color:#066b5c;font-weight:820;line-height:1.4;white-space:normal;letter-spacing:-.018em;margin-top:auto}
.tool-card:hover .card-link{color:#005e51}
.cards>.tool-card:nth-child(7):last-child{grid-column:1/-1;display:grid;grid-template-columns:43% minmax(0,1fr);grid-template-rows:auto auto 1fr;column-gap:clamp(24px,4vw,58px);align-items:center;min-height:292px}
.cards>.tool-card:nth-child(7):last-child .ap-tool-card-photo{grid-column:1;grid-row:1/4;align-self:stretch;height:calc(100% + 56px)!important;min-height:292px;margin:-28px 0 -28px -28px!important;border-radius:23px 0 0 23px!important}
.cards>.tool-card:nth-child(7):last-child h3{grid-column:2;grid-row:1;align-self:end;font-size:clamp(1.48rem,2vw,2.08rem);max-width:21ch;margin:0 18px 15px 0}
.cards>.tool-card:nth-child(7):last-child p{grid-column:2;grid-row:2;align-self:start;font-size:1rem;max-width:48ch;margin:0 18px 26px 0}
.cards>.tool-card:nth-child(7):last-child .card-link{grid-column:2;grid-row:3;align-self:start;margin:0 0 0 0}
.ap-editorial-photo{border-radius:25px;background:#fff;overflow:hidden;box-shadow:0 20px 55px rgba(12,47,43,.085)}
.ap-editorial-photo img{border-radius:20px!important;display:block}
.ap-editorial-photo figcaption{font-size:.75rem!important;color:#51656a!important;line-height:1.4;padding:7px 12px 12px}
.state-highlight{background:#f5f9f6}
.state-card,.toc{border-radius:20px;box-shadow:0 12px 33px rgba(9,43,33,.045)}
.location-chip{font-family:var(--ap-font-display);border-radius:13px;font-weight:730}
.location-chip:hover{border-color:#a0c9b8;box-shadow:0 7px 24px rgba(8,60,50,.07)}
.section-dark{background:linear-gradient(125deg,#0d2b35,#154343 85%);color:white}
.section-dark h2,.section-dark h3{color:#f5faf7}
.section-dark .eyebrow{color:#8fdac3}
.section-dark p{color:#d0e3e2}
.how-num{background:rgba(115,204,168,.12);border:1px solid #75ab9e}
.cta-panel{background:linear-gradient(120deg,#e3f1e7,#f2f9ee);border:1px solid #b9d7c8;border-radius:25px;box-shadow:0 16px 48px rgba(11,64,49,.07);padding:clamp(28px,4vw,52px)}
.cta-panel h2{letter-spacing:-.055em}
.faq-list details{background:#fff;border:1px solid #ddeae2;border-radius:15px;padding:20px 25px;margin-bottom:11px}
.faq-list details summary{color:#223d43;font-weight:750}
.faq-list details[open]{box-shadow:0 11px 36px rgba(11,52,44,.055)}
.page-hero{padding:clamp(55px,5.5vw,80px) 0 54px;background:linear-gradient(125deg,#f3f9f4,#ecf4ef)}
.page-hero h1{font-size:clamp(2.35rem,4vw,4.05rem);letter-spacing:-.063em}
.page-hero .lead{color:#4d686c}
.breadcrumbs{font-weight:670}
.content-area p,.content-area li{color:#3e5a62}
.content-area a:not(.btn),.legal a:not(.btn),.section-header p a:not(.btn){text-decoration:underline;text-decoration-color:#84b9aa;text-underline-offset:4px;text-decoration-thickness:1.5px}
.content-area a:hover{text-decoration-color:#076b5c}
.footer{background:#102d36;color:#c8dcdb}
.footer h3{font-family:var(--ap-font-display);font-size:.94rem;line-height:1.4;color:#fff;letter-spacing:-.022em;font-weight:790;margin:0 0 15px}
.field .hint,.hint,.source-note{color:#425d64}
main .faq-list p a:not(.btn),main .section p a:not(.btn),main .page-hero p a:not(.btn){text-decoration:underline;text-decoration-color:#68a799;text-underline-offset:3px}
main .faq-list p a:hover,main .section p a:hover{text-decoration-color:#046656}

.footer-grid{gap:48px}
.footer a{color:#e4f1ec;text-underline-offset:4px}
.footer-bottom{border-color:#38555b}
@media(max-width:1090px){
  .container{width:min(1180px,calc(100% - 48px))}
  .hero-grid{gap:35px}
  .cards{gap:20px}
  .tool-card{min-height:390px}
}
@media(max-width:990px){
  .cards{grid-template-columns:repeat(2,minmax(0,1fr))}
  .cards>.tool-card:nth-child(7):last-child{grid-column:1/-1}
  .hero{padding:70px 0}
  .hero h1{font-size:clamp(2.85rem,5.8vw,4.2rem)}
  .page-layout{gap:24px}
}
@media(max-width:760px){
  .container{width:calc(100% - 36px)}
  .nav-shell{min-height:70px}
  .nav-menu{background:rgba(255,255,255,.99);box-shadow:0 24px 45px rgba(7,49,43,.13);padding:23px}
  .nav-menu a{min-height:41px}
  .hero{padding:48px 0 68px}
  .hero-grid{grid-template-columns:minmax(0,1fr);gap:33px}
  .hero h1{font-size:clamp(2.8rem,9vw,4.4rem)}
  .hero-art{max-width:610px}
  .section{padding:66px 0}
  .float-label{right:6px;bottom:12px;padding:11px 15px}
  .float-label strong{font-size:1.17rem}
  .panel{padding:24px}
  .stats-grid{gap:10px}
  .cards>.tool-card:nth-child(7):last-child h3{font-size:1.45rem}
}
@media(max-width:700px){
  .cards{grid-template-columns:minmax(0,1fr)}
  .tool-card{min-height:0;padding:25px}
  .ap-tool-card-photo{height:205px!important;margin:-25px -25px 24px!important;border-radius:22px 22px 0 0!important}
  .cards>.tool-card:nth-child(7):last-child{display:flex;flex-direction:column;grid-column:auto;min-height:0}
  .cards>.tool-card:nth-child(7):last-child .ap-tool-card-photo{width:calc(100% + 50px);height:205px!important;min-height:0;margin:-25px -25px 24px!important;border-radius:22px 22px 0 0!important;align-self:center}
  .cards>.tool-card:nth-child(7):last-child h3{font-size:1.27rem;max-width:none;margin:0 0 11px}
  .cards>.tool-card:nth-child(7):last-child p{font-size:.92rem;max-width:none;margin:0 0 20px;flex:1}
  .cards>.tool-card:nth-child(7):last-child .card-link{margin-top:auto}
  .section-header h2{font-size:clamp(1.9rem,7vw,2.65rem)}
}
@media(max-width:520px){
  .container{width:calc(100% - 30px)}
  .microbar{font-size:.65rem;line-height:1.4}
  .hero{padding:42px 0 57px}
  .hero h1{font-size:clamp(2.65rem,10.1vw,3.35rem)}
  .hero p{font-size:1.02rem}
  .hero-actions .btn{width:100%}
  .hero-art img{border-radius:24px}
  .hero-art:before{border-radius:25px}
  .float-label{bottom:10px;font-size:.7rem}
  .trustbar{gap:8px}
  .trustbar span{font-size:.72rem;padding:7px 10px}
  .form-grid{grid-template-columns:minmax(0,1fr)}
  .panel{padding:21px}
  .section{padding:55px 0}
  .stat strong{font-size:1.05rem}
  .stat span{font-size:.71rem}
  .stats-grid{gap:0}
  .ap-editorial-photo{margin-inline:10px!important;padding:0!important}
  .ap-editorial-photo img{border-radius:14px!important}
  .footer-grid{gap:27px}
}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{transition-duration:.01ms!important;animation-duration:.01ms!important}
}